Hello Monday, hello to a new week! I’ll be linking up with Andrea for her Show & Tell topics again in 2017, first up is all about how our family saves and what we feel is worth a little splurge!
I LOVE to save a little money, I think I probably save much more than I splurge which is a good thing! I try my best to meal plan for a week at a time, I actually just meal planned for 2 weeks (we just started in on week 2). I believe that meal planning helps me stick to a budget, stay healthy by not eating out, and save because I plan with leftovers in mind to pack for lunch. When I sit down to meal plan I also take a look at current sales and use those to my advantage. That way I’m planning meals around items that I can save more money on and get a better bang for my buck!
Another big help I use is coupon and discount apps! We grocery shop mostly at Kroger so I’ll browse and “clip” any deals they have online/on my app – I’ll keep these in mind for when I’m meal planning too of course. I LOVE Target’s Cartwheel app and always keep my deals up to date on that. I also really love to browse the clearance racks at Target, I almost never buy anything full price in that store, I’d rather wait for it to go on clearance 😉
A really important thing to remember and that I am good at is not just buying things because they are on sale – I’ll carry something with me all through the store and then evaluate if I really NEED it.
I also use various cashback/reward type apps, like Ibotta for example. With Ibotta I just have to scan some of the items I buy and snap a pic of the receipt, then I get money back to my account to accumulate and eventually redeem via giftcards or to my paypal account. It takes less than 5 minutes and I can easily earn money. Use multiple apps and get even more credit for your purchases!
I recently started using Grove Collaborative for my household items like soap, cleaners, and health type products. Not every item is cheaper through it so I make sure to be aware but they often have deals or freebies and its easy to make sure I stay stocked on the items. Use my link to get $10 and I get $10 too 🙂